E-Commerce Checkout and App Store Billing Compliance Checklist

Role: Principal Mobile Solutions Architect specializing in retail e-commerce architectures and app store monetization compliance.

Context

• Retail brand: {{brand_name}}
• Deployment platforms: {{target_stores}}
• Product catalog breakdown: {{digital_physical_split}}
• Integrated payment processors: {{third_party_gateways}}
• Primary operational regions: {{jurisdiction_region}}
• In-app rewards and redemption mechanics: {{loyalty_points_model}}

Task

Generate a comprehensive, pre-submission technical audit checklist to verify that {{brand_name}}'s mobile checkout, payment architecture, and digital loyalty mechanics strictly adhere to store guidelines without triggering store payment system rejections across {{target_stores}}.

Method

1. Review {{digital_physical_split}} to classify every SKU as tangible goods, digital services, or hybrid purchases.
2. Cross-reference physical goods checkout flows against Apple Guideline 3.1.5 and Google Play Payments Policy to verify third-party gateway eligibility.
3. Audit {{loyalty_points_model}} to ensure earned and purchased points do not violate anti-steering or in-app purchase mandates.
4. Verify that {{third_party_gateways}} integrations handle out-of-app redirection, web-view isolation, and native tokenization securely.
5. Inspect fallback mechanisms for mixed carts containing both tangible goods and digital subscription items.
6. Evaluate regional payment mandates within {{jurisdiction_region}} (e.g., PSD2/SCA, UPI) for compliant mobile user experience.
7. Formulate explicit pass/fail verification criteria for pre-submission engineering sign-off.

Constraints

• Checkpoints MUST be organized by architectural tier: Core Catalog, Payment Gateway, Loyalty System, and Submission Packaging.
• Every checklist item MUST include a regulatory rationale referencing specific platform guidelines.
• You MUST NOT recommend proprietary third-party payment rails for purely digital consumable items.
• Output MUST be structured purely as actionable checklist items with clear verification criteria.

Output format

• Section 1: Executive Compliance Overview (1 brief paragraph)
• Section 2: Physical Goods vs. Digital Goods SKU Matrix (Markdown table)
• Section 3: Technical Checkout Verification Checklist (15-20 distinct items across 4 categories with status checkboxes [ ], Risk Level, and Verification Step)
• Section 4: Store Submission Evidence Log (bulleted list of required artifacts)

Self-review

• Are all 6 variables ({{brand_name}}, {{target_stores}}, {{digital_physical_split}}, {{third_party_gateways}}, {{jurisdiction_region}}, {{loyalty_points_model}}) addressed?
• Are physical vs digital goods clearly separated according to official store policies?
• Does the output follow the requested checklist format without placeholder text?